Transcription
There are two types of Social Security benefits that are available to individuals. One is SSD. That’s the traditional kind of Social Security. It is based on contributions made from payroll into the Social Security system. Social Security requires you, as the employee, to pay in 6.2 percent, and your employer likewise will match that and pay into the system. If you’ve paid into the system, and you’re disable under Social Security definitions, you will get monthly Social Security disability checks. If you’ve never worked, then you’ve made no contributions into the system, and therefore SSD, the traditional Social Security is not available, but SSI is available if A) you are disabled, and B) you have very little by way of assets. Very little meaning $2,000 for an individual, $3,000 if you’re a husband and spouse, or a family unit that’s recognized by Social Security.
SSDI pays an amount dependent on how much you’ve paid into the system. SSI pays $733 per month, and comes with Medicaid. Someone who has never worked would theoretically be entitled to both Medicaid and SSI.
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