There are, essentially, two different types of Social Security Disability benefits. One is called SSDI, Social Security Disability Income and that is payable to individuals ( A) who are disabled and (B), have paid into the system from their withholding. You have to pay a certain number of quarters to be fully insured. The rule is generally that you have to have worked five out of the 10 years preceding your disability. That is the basic form of Social Security Disability. It’s based on how much you’ve paid into the system. If you’ve made a lot of money each year your Social Security will be higher. The current maximum is approximately $2,600. If you’ve paid less into the system your monthly benefit will be less.
The other type of Social Security Disability is SSI, also known as welfare. For SSI you must be disabled and you must be poor. Your assets cannot exceed $2,000 for a single individual or $3,000 for a married individual. The sum that you get is fixed. That sum is $733 per month and it comes with Medicaid while SSDI comes with Medicare 25 months after the onset date of the disability.
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