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You are here: Home / Blog / VIDEO FAQ / Does my own private disability insurance offset or limit the amount of Social Security benefits I receive?

Does my own private disability insurance offset or limit the amount of Social Security benefits I receive?


Transcription
As far as Social Security is concerned, they’re going to pay your benefit as it’s determined to be due based on disability and years of contribution into the system, irrespective of any pension plans, private disability insurance, or any other form of collateral payment. However, many, many disability insurance policies have a set-off provision, where the policy provides that if you collect social security, there is a reduction in the monthly or periodic disability payment due under the policy. That policy should be reviewed by someone who knows what they’re looking for to make that determination. But it’s a matter of contract law, not Social Security law.

Previous Video: Must I wait until my sick leave is exhausted before applying for Social Security disability benefits?

Next Video: How long do I have to wait after becoming disabled before I can file for Social Security Disability benefits?

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